While a personal injury case is a common practice of law, there is no such thing as a typical case. Each one has various nuances and diverse factors that can affect the ultimate outcome, and no two results are ever the same. Because of the many moving parts in a personal injury case, it is important to speak with an experienced attorney to ensure that nothing is overlooked. At Fisher & Associates, our attorneys are with you every step of the way, working to ensure that maximum compensation is recovered for you.
1. Personal injury claims are easy.
Personal injury claims require a lot of work, time and expertise. In order to receive a fair value for your claim, it’s important to understand the different ways that insurance policies and types of coverage overlap, the elements that you must prove in your claim, and the necessity of the medical treatment you received. Remember that insurance companies have lawyers explaining how they can most effectively assert these arguments. Without the help of an experienced personal injury attorney, it is very easy for an accident victim to feel overwhelmed.
2. The other driver received a ticket, so his or her insurance company has to pay my bills.
In order to prevail in a claim, you must be able to prove three main things. First, that the other party was liable. Second, that the other party caused your damages. Finally, you must prove the extent of your damages. Insurance companies are very skilled when it comes to disputing these allegations. They will usually try to claim that their insured was not completely at fault, that your injuries were not caused by the accident or that your medical treatment was not necessary.
3. My health insurance company won’t pay for treatment related to an auto accident.
In most cases, health insurance carriers will pay for your treatment as they normally would. This is beneficial because it allows those who are injured to avoid paying out-of-pocket for medical treatment while they wait for a personal injury settlement. Although the health insurance carrier may request to be reimbursed out of the auto insurance settlement, an injured party can take advantage of Colorado’s law on billed vs. paid when determining payment for damages. (Read more about this in our “Understanding Damages” blog).
4. The more my medical bills increase, the more my settlement will increase.
Medical bills are very important in establishing damages, but there are still a number of additional factors that help determine what a personal injury claim is worth. These include the circumstances surrounding the accident, medical diagnoses, permanency or disfigurement, lost wages, loss of earning capacity and non-economic losses. The experienced lawyers at Fisher & Associates know how to maximize the value of your claim and will work diligently to ensure that you receive the compensation you deserve.
5. I should just work with the insurance company directly.
Insurance companies love to work directly with those who have been injured in an accident. However, without the assistance of a skilled personal injury attorney, an accident victim can be easily taken advantage of. Once an injured person accepts a settlement, he or she becomes ineligible to make another claim for additional money. Having an attorney on your side to help deal with the insurance companies is a necessity to avoiding an unfavorable settlement.
Personal injury cases can be more complex than expected, which is why having an award winning personal injury firm on your side is critical in order to receive the highest deserved compensation. At Fisher & Associates, you can be confident in knowing that you have dedicated, experienced attorneys helping you every step of the way. We have helped hundreds of families across Colorado recover millions for their injuries. Call us today for your free consultation.