Uninsured Motorist Claims
A driver who is involved in an accident is legally required to stop and render aid as well as contact emergency services if an injury resulted from the collision. Some drivers — for a variety of reasons, including drunk driving or lack of insurance — fail to stop. Instead they drive off, hoping to avoid the repercussions of their negligent act. Unfortunately, cases in which there are no witnesses could result in the negligent driver never being found. In this type of situation, victims may file uninsured motorist claims.
Uninsured motorist insurance (UM) is included in many auto insurance policies to cover a driver for damages in the event that they are hit by a driver who does not have insurance. This can also apply to cases in which a driver was hit but the other driver fled the scene before insurance information could be exchanged. In a surprising number of cases, however, drivers who flee are identified and not only will face criminal charges, but also may be held liable for your damages by way of a personal injury claim. If you have been injured in this manner, then you can speak with a personal injury attorney from our firm to find out what you can do to take a stand.
Those traveling in passenger vehicles aren’t the only victims of hit-and-run accidents. Pedestrians frequently are victims of this behavior. According to the National Highway Traffic Safety Administration, pedestrian fatalities account for 11% of all fatalities resulting from car crashes. Since pedestrians are not protected by a vehicle frame, seat-belts, or airbags, they can sustain more severe injuries from these types of accidents compared with passengers inside a car involved in an accident.
If your vehicle was hit by another that left the scene, even if you faithfully paid your auto insurance premiums for years, your insurance company may not be fair in compensating you. Victims of hit-and-run accidents are often surprised to find themselves involved in a legal tussle with their own insurance company in order to obtain fair compensation. Our firm has handled many cases like this and is well-versed in the tactics necessary to get our clients fair compensation. Call Fisher & Associates PC today to discuss your accident and learn what legal action you may be able to take!
Fisher & Associates P.C.